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OCR Review: May 2024

As expected, the Official Cash Rate stayed at 5.50% when the Reserve Bank completed its latest review last Wednesday. We have just ticked over...


Calling All Developers!

In many cases we’re seeing developers complete projects with multiple properties which they intended to sell, but due to the current property market conditions they’re unable to either sell at the...


Navigating The Property Market & Economy

In our latest webinar in April, Kris and Cameron discussed several topics relating to the property market, and overall economy including...


Inflation Shock: Could we have another rate hike?

A week ago, our Reserve Bank (RBNZ) made the only call they were ever going to and kept the Official Cash Rate (OCR) at 5.5% where it has been since May last year. Accompanying it was almost no....


Some Positive News?

With all of the commentary around interest rates and potential debt-to-income restrictions in the current mortgage market, it's worth mentioning that there are a few positives for both first home buyers and also investors...


Could Lending Get Harder?

At the end of January, the Reserve Bank announced that they had launched a consultation to activate debt to income (DTI) restrictions which are based around loan affordability and....


February Interest Rate Update

By the time you are reading this the Reserve Bank will have passed its decision on the first Official Cash Rate review of 2024, and I expect that they would have made the call to....


The year in review

2023 started with a property market in the doldrums...


How will 2024 play out in the property market?

Kris writes... "I am pretty negative on the economy especially for the first half of the year and expect that many a business which relies on..."


Coalition Government Tax Changes

ARTICLE - Coalition Government Tax Changes: Matthew Gilligan looks at the changes to tax and tenancy rules announced today. In particular, GRA celebrates the reversal of the interest non-deduction rules.


Six Years of Change - Reflecting on the Rental Market

As we head towards the end of the year, it is a good chance to reflect on what has been a turbulent time over the past six years...


3 Ways to Supercharge your Property Portfolio in 2024

The end of the year 2023 is getting closer and we are talking to many clients who are looking for ways to make the most out of their current situation and achieve their financial goals in 2024.


Positive News for Property

An (in my humble opinion) much needed change of Government, an all-time classic win for the All Black’s and some great news today that the inflation monster is being tamed and rates have...


Buying a Business?

Often many people aren’t aware that at KPM we also can assist with Business Lending (buying into a business, buying an established (existing) business, or even buying something new (a franchise).


October Interest Rate Update

Last Wednesday (the 4th of October) the Reserve Bank held the official Cash Rate which is now the third time they have hit the pause button since...


Buying with Less than 20% Deposit?

Buying your first-home is difficult, but the good news is that some banks are making it a bit easier.


Keep an Eye on China

In Kris's recent blog post he discusses how China's economy can affect NZ...

If we look just at New Zealand, it appears we could be in for further interest rate increases. Immigration is continuing to be stronger than expected although a lot of Kiwi’s are also leaving these shores as well. Most economists are now...


The Imperative of Guaranteed Wordings in an Insurance Policy

Steve Munro is the Director of Risk Direct Insurance. He writes; "In light of a recent article published on Good Returns, I feel compelled to emphasise the significance of truly grasping the details of your insurance policy."


Taking Advantage of Bank Cashbacks to handle Higher Mortgage Interest Rates

Kris writes... I had the chance to speak alongside David Faulkner, GM of Property Management at Property Brokers, at several events across the country recently.

It’s evident that property investors are becoming more optimistic.


Fewer Companies Managing More Properties

David Faulkner is the General Manager of Property Management at Property Brokers. Property Brokers is the New Zealand's third-largest landlord.

David writes...


Mortgage Facts You Might Not Know

Here are some facts about mortgages that you may not be aware of!


Rising Interest Rates

We've recently had a few banks raise their fixed interest rates, what does this mean for you as a borrower.


Do interest rates have a further increase yet to go?

Just when it looked like we had hit the top of the interest rate cycle there have been some signs suggesting that we may not be there yet. The Reserve Bank has indicated that they still believe that the job has been done...


What Could Go Wrong at my Rental?

We've recently partnered up with Initio, who offer Home, Car, Contents and Landlord insurance. They've recently written a blog article about some of the challenges landlords face when it comes to property damage in NZ.