As expected, the Official Cash Rate stayed at 5.50% when the Reserve Bank completed its latest review last Wednesday. We have just ticked over...
In many cases we’re seeing developers complete projects with multiple properties which they intended to sell, but due to the current property market conditions they’re unable to either sell at the...
In our latest webinar in April, Kris and Cameron discussed several topics relating to the property market, and overall economy including...
A week ago, our Reserve Bank (RBNZ) made the only call they were ever going to and kept the Official Cash Rate (OCR) at 5.5% where it has been since May last year. Accompanying it was almost no....
With all of the commentary around interest rates and potential debt-to-income restrictions in the current mortgage market, it's worth mentioning that there are a few positives for both first home buyers and also investors...
At the end of January, the Reserve Bank announced that they had launched a consultation to activate debt to income (DTI) restrictions which are based around loan affordability and....
By the time you are reading this the Reserve Bank will have passed its decision on the first Official Cash Rate review of 2024, and I expect that they would have made the call to....
Kris writes... "I am pretty negative on the economy especially for the first half of the year and expect that many a business which relies on..."
ARTICLE - Coalition Government Tax Changes: Matthew Gilligan looks at the changes to tax and tenancy rules announced today. In particular, GRA celebrates the reversal of the interest non-deduction rules.
As we head towards the end of the year, it is a good chance to reflect on what has been a turbulent time over the past six years...
The end of the year 2023 is getting closer and we are talking to many clients who are looking for ways to make the most out of their current situation and achieve their financial goals in 2024.
An (in my humble opinion) much needed change of Government, an all-time classic win for the All Black’s and some great news today that the inflation monster is being tamed and rates have...
Often many people aren’t aware that at KPM we also can assist with Business Lending (buying into a business, buying an established (existing) business, or even buying something new (a franchise).
Last Wednesday (the 4th of October) the Reserve Bank held the official Cash Rate which is now the third time they have hit the pause button since...
Buying your first-home is difficult, but the good news is that some banks are making it a bit easier.
In Kris's recent blog post he discusses how China's economy can affect NZ...
If we look just at New Zealand, it appears we could be in for further interest rate increases. Immigration is continuing to be stronger than expected although a lot of Kiwi’s are also leaving these shores as well. Most economists are now...
Steve Munro is the Director of Risk Direct Insurance. He writes; "In light of a recent article published on Good Returns, I feel compelled to emphasise the significance of truly grasping the details of your insurance policy."
Kris writes... I had the chance to speak alongside David Faulkner, GM of Property Management at Property Brokers, at several events across
the country recently.
It’s evident that property investors are becoming more optimistic.
David Faulkner is the General Manager of Property Management at Property Brokers. Property Brokers is the New Zealand's third-largest landlord.
David writes...
Here are some facts about mortgages that you may not be aware of!
We've recently had a few banks raise their fixed interest rates, what does this mean for you as a borrower.
Just when it looked like we had hit the top of the interest rate cycle there have been some signs suggesting that we may not be there yet. The Reserve Bank has indicated that they still believe that the job has been done...
We've recently partnered up with Initio, who offer Home, Car, Contents and Landlord insurance. They've recently written a blog article about some of the challenges landlords face when it comes to property damage in NZ.
No matter what business you are in (self-employed, salaried, or retired), health insurance should be part of your risk mitigation strategy.
We spend a lot of our time encouraging both existing, and potential clients to review their mortgages. This week we've seen yet another example of why taking this advice could be so worthwhile for your back-pocket.
If you've added up your total deposit, and it simply isn't enough to get you the property you want, OR it leaves you with a loan that is too high to meet repayments you're comfortable with - there may be other options avaliable for you with Kainga Ora's First Home Partner scheme.
As expected the Reserve Bank held the Official Cash Rate at 5.50% yesterday. This marks the first time in almost 2 years that they will not
have hiked with a staggering 525 basis point increase over that time.
Recent commentary from...
