There’s a common belief among homeowners that paying your 30-year principal and interest mortgage weekly instead of monthly will help you pay it off faster. While this idea has some merit in certain cases, the reality is that the timing of your payments alone doesn’t inherently accelerate your mortgage repayment. Let’s unpack why...
With first-home buyers now making up 26.1% of NZ’s property market - the highest ever recorded - 2025 could be your year to make the move.
In this week’s update, we will give you our Top 10 Tips for what's happening with mortgages and house-buying, so you’re armed with
everything you need to know if you're planning to step onto the property ladder this year.
Depending on the bank and the purpose of your lending (i.e. owner occupied or investment property), pre-approvals for finance can have
different expiry timelines.
Most pre-approvals expire after 60-90 days and that can go by fast.
This is where you really need to be proactive with your house hunting once you get your pre-approval in place. You’re not always going to
purchase the first property you see, so it can be a very time consuming process.
As a first home buyer, you're probably aware that you can use your KiwiSaver to help with your deposit.
But how do you actually get that money out in time?
In this week’s update, we’ll break it down step-by-step to ensure you're not caught short when it's time to pay your deposit.