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Knowledge Hub


Thinking of Refinancing your Mortgage this Year? Here’s What You Need to Know.

As a mortgage adviser, I’ve witnessed firsthand how strategic mortgage refinancing can create significant financial opportunities for homeowners. 

With the Official Cash Rate (OCR) now at 3.75% and showing a downward trend, many people are wondering if now is the right time to refinance.


“GOING UNCONDITIONAL” on a Property: What Does It Really Mean?

Understanding the process of going unconditional on a property is an important step in the journey of home ownership or property investment. This milestone signifies your commitment to the purchase, but it also requires careful financial readiness.


Timing Your KiwiSaver Withdrawal: A Guide for First Home Buyers

As a first home buyer, you're probably aware that you can use your KiwiSaver to help with your deposit. But how do you actually get that money out in time? In this week’s update, we’ll break it down step-by-step to ensure you're not caught short when it's time to pay your deposit.


Looking To Buy Your First Investment Property? Here’s How To Get Started.

If you’re considering taking your first step into property investment, 2025 presents a unique opportunity that shouldn’t be overlooked. In this article, we’ll check out why the New Zealand property market is ripe for investment and how you can navigate this exciting journey.